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Unlimited cell phone plans allow you to communicate with others like never before. However, the cheapest plans still provide a limited number of peak-hour minutes with free evenings and weekends. This leaves moderate cell phone users with a difficult decision -- spend less for the limited plan that may not provide enough minutes every month, or pay more for the unlimited plan that may seem a little over the top?

Rollover minutes appear to be the answer to this dilemma. When enrolling in plans with rollover minutes, cell phone subscribers get to keep any unused minutes from their previous month's balance. This is a great option for people who have randomly long conversations or go through stretches of increased phone usage. You'll get some of the elite flexibility offered by unlimited phone plans for a much more attractive price.

Maximize Your Plan

Having a cell phone with unlimited minutes is great. There's simply no way to beat it. However, if you can't afford an unlimited plan, that does not mean you must stop talking with the people you care about.

With some careful planning, just about any cell phone plan can be used for unlimited minutes at no extra fee. Most plans include some period of time when all calls are free, usually late at night or during weekends. The trick is simple. Calculate how many anytime minutes you can use each day without exceeding your monthly limit. Then, think about which phone calls can wait until evenings or weekends. Make your calls accordingly, and you will rarely go over your limit.

You can also find out which of your friends and family members subscribe to the same cell phone provider as you. Cell companies often offer free mobile-to-mobile calling for phones under their coverage plans. So if you're in college in Washington but your girlfriend lives in Oregon, you can still talk as much as you want, for free, as long as each of you have the same cell phone carrier.

Chances are, at least some of your friends have the same cell phone carrier as you. Call them during the daytime, when you'd normally be using anytime minutes to talk to anyone else. Then call your other friends at night, when calling is free. If you follow these steps while rationing out your anytime minutes, you'll likely be able to talk as much as you want without seeing an increase in your phone bill.

There has been tons of press lately about the new unlimited cellular plans being offered by the four major carriers, Sprint, Verizon, T-Mobile, and AT&T. Verizon was the first to offer an unlimited plan for $99.99 a couple weeks back. AT&T and T-Mobile followed suit quickly with their own $99.99 unlimited plans. Sprint took about ten days to announce their Simply Unlimited plan and it appears to be the best deal out there.

Here is a quick comparison of the unlimited cellular plans offered by Sprint, Verizon, AT&T, and T-Mobile.

Unlimited Cellular Only

AT&T $99.99

Sprint $89.99

T-Mobile $99.99

Verizon Wireless $99.99

Unlimited Cellular, Text Messaging and Picture Messaging

AT&T $119.99

Sprint $89.99

T-Mobile $99.99

Verizon Wireless $119.99

Unlimited Cellular, Text Messaging, Picture Messaging, Data Access, and Mobile E-mail

AT&T $134.99

Sprint $99.99

T-Mobile $119.99

Verizon Wireless $139.99

Family Plans for 5 lines of service with Unlimited Cellular, Text Messaging, Picture Messaging, Data Access and Mobile E-Mail

AT&T $674.95

Sprint $449.99

T-Mobile $599.95

Verizon $629.99

I think Sprint made a good move by holding off a couple days before coming in with their Simply Everything unlimited plan. By waiting, they were able so see what the other carriers offered and then offer something better. All the other carriers charge extra for premium content and messaging functions but not Sprint.

Sprint beats the competition by at least 10% in every category. In the unlimited cellular, text messaging, picture messaging, data access and mobile e-mail category, Sprint is able to beat Verizon by $40 bucks. That is a huge amount on a monthly basis. Even if you had to break your Verizon contract, by switching to Sprint, you would be saving money after 5 months. And the family plans! $225 saving over the AT&T monthly is amazing.

Great job Sprint!

GET YOUR UNLIMITED CELL PHONE PLAN TODAY:

Cricket Mobile:

Cricket has deals anywhere from $35-$50. The $50 charge will include text-messaging as well, but if you don't use texting you can get an excellent unlimited deal for very cheap! Cricket offers coverage most areas in the country, but not everywhere. This would not be a great package for someone who needed to travel, because Cricket can only offer coverage in other areas (besides your local area) via agreements with other carriers, which is a hassle. Roaming charges on this plan will quickly add up, creating unwanted charges on your account.

MetroPCS:

MetroPCS is another small company that purports to have limitless voice, texting, and web access all for the low price of $40/month, or $45/month if you wish to add email, navigation and social networking applications. MetroPCS is one of the latest to get on track with offering prepaid phone services, offering competitive prices in an attempt to woo users from the bigger companies. But again, like many of the smaller companies, they can only offer limited service in certain areas.

Virgin Mobile:

Virgin actually uses the Sprint network, but they are still able to offer an unlimited plan for $49.99. Their previous plan was $79.99, but that was just for unlimited minutes. Once you added on unlimited texting and data, the plan rounded out to $99.99, which is exactly what the big companies charge for unlimited plans. Because they faced steep competition from Boost and Cricket, they lowered their price. You will still need to buy a $19.99 unlimited texting package (if you're interested) but that still keeps the price around $70, and Virgin is fully connected to the 3G network.

Verizon, T-Mobile, AT&T, Sprint-Nextel, Alltel:

Most of the big cell phone companies charge about $99.99 for unlimited plans that include unlimited minutes, texting and web access. Each company has its little perks, though. T-Mobile has a Flex-pay option that guides you along with making payments. Verizon has notably superior coverage compared to the other carriers. AT&T boasts coverage via the trendy iPhone. Sprint-Nextel has just introduced a greatly reduced monthly unlimited deal. The bonus to paying more for a contract with these companies is that the reception is always good, customer service is usually (and hopefully) helpful, and the phones are more technologically advanced.

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